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With The Expansion of Medicaid & Medicare, You May Qualify For Assistance

Beginning in January 2014, Medicaid eligibility limits will be increased. If your income is at or below 400 percent of the federal poverty level (in other words, four times the poverty level), you should qualify for subsidized health insurance. For a single person, that’s an annual income of $45,960. For a family of four, it’s $94,200. (http://www.familiesusa.org/resources/tools-for-advocates/guides/federal-poverty-guidelines.html)

If you qualify for subsidized insurance, you’ll get a tax credit that goes directly to the insurance plan to help pay for your insurance. You can find out if you qualify by applying at Washington Healthplanfinder.

Instead of a complicated set of eligibility criteria based on assets and resources, eligibility will be determined based on applicants Modified Adjusted Gross Income (MAGI) from their most-recent federal income tax filings and how many people are in their households.

  • The Health Benefits Exchange, Washington Healthplanfinder, will use a simplified and seamless application that can be processed through one web portal.
  • While applicants are still online, Washington Healthplanfinder will make data-matches with the Internal Revenue Service, Social Security Administration and Homeland Security, in order to verify income level and citizenship, and check for any national security issues.
  • In the old system it took 45 days to determine eligibility. Now it will take about 45 minutes.
  • The portal will automatically screen data and determine eligibility for Medicaid, Children’s Health Insurance program (CHIP) or tax-credit subsidized coverage.
  • Applicants can also apply via mail, phone or in person.

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